Does Section 8 Do Credit Check

A credit check can help demonstrate whether an applicant has the ability to pay rent on time.

Does section 8 do credit check.

For this reason hud allows landlords to screen prospective tenants. What is section 8 and how does it work. Tenants who are eligible for section 8 typically have to spend between 30 and 40 percent of their incomes on overall housing costs. In 2018 upwards of 5 million people across the country lived in a.

The section 8 program is run by hud. A section 8 housing choice voucher supplements the cost of renting a house in the private sector. Those housing costs include utility expenses. Your credit score will not have an affect on your eligibility to receive section 8 or public housing assistance.

Section 8 housing applicants will deal with private landlords if their application is approved. However once you receive a section 8 housing choice voucher prospective landlords will likely require a credit score as part of your background check. To even be considered to receive a voucher the individual must meet four basic criteria which includes their family status income level citizenship and eviction history. Also other affordable housing programs such as low income housing tax credit properties will likely have a credit score as a part of the approval process.

Hud only provides landlords with a section 8 applicant s current and prior landlord s contact information and if applicable a rundown of criminal activity. By undergoing the screening process a tenant may have his background and or credit checked. The section 8 housing choice voucher program is a form of government rent assistance. The purpose of this program is to grant housing choice vouchers to individuals who meet certain criteria.

You would have to look further and contact the employer directly to determine the companies where the tenant was actually employed. This can include running a credit check. A screening process is often exactly the same as the one unsubsidized renters go through when applying for housing. Therefore landlords must make sure section 8 tenants have a track record of paying their bills in full and on time.